The short version
Every tire carries a load rating, but passenger tires and light-truck tires earn theirs in different ways. A passenger tire is marked SL (standard load) or XL (extra load). An LT tire is marked with a load range letter, usually C, D or E, which tells you how much air it can take and therefore how much weight it can carry.
The mistake people make is treating LT as a straight upgrade. An LT tire only out-carries a passenger tire of the same size when it runs at the higher pressure its load range allows. At the pressure printed on most door placards, it can carry less.
- Load range is about air, not layers.Load Range E is “10-ply rated”, but the tire doesn’t have ten plies. It carries its maximum load at 80 psi.
- Passenger tires lose 10% on a truck.Federal rules divide a passenger tire’s rating by 1.10 when it is fitted to an SUV, pickup or van. LT tires keep their full rating.
- Switching to LT changes your pressure.An LT replacement usually needs more air than the door placard lists to match the original tire’s load.
- Don’t go the other way without approval.Replacing factory LT tires with passenger tires is generally not recommended unless the vehicle maker approves it.
What the letters in a size mean
The letters before or after a tire size tell you which rating system the tire belongs to. U.S. tire makers recognize seven systems for passenger and light-truck tires. A size with no prefix at all is a Euro-metric passenger tire, which is now the most common marking on new cars and crossovers. For the rest of the size code, see how to read a tire size.
| Example | System | What it tells you |
|---|---|---|
| P225/65R17 | P-metric | Passenger tire. Sizes come from the Tire and Rim Association (TRA). |
| 225/65R17 | Euro-metric | Passenger tire with no prefix, sized by ETRTO. Same dimensions as the P-metric size, slightly different load ratings. |
| LT265/70R17 | LT-metric | Light-truck tire, followed by a load range letter such as C, D or E. |
| 33x12.50R15LT | LT flotation | Light-truck tire sized in inches: 33 in tall, 12.50 in wide, for a 15 in wheel. |
| 215/65R16C | C-type (commercial) | European light-commercial tire for vans. Counted as a light-truck tire, with single and dual load indexes. |
| ST225/75R15 | ST (special trailer) | Trailer-only tire, regulated under a separate federal standard. |
| T135/70R16 | T-type | Temporary spare, for short distances at reduced speed. |
Light-truck tires also fall under a stricter definition in federal law: an LT tire is one its maker designates for use mainly on light trucks and multipurpose vehicles. Very deep-tread LT tires (18/32 inch or more, typical of some mud-terrain tires) and ST trailer tires are certified to a separate standard, FMVSS No. 119.
SL, XL and the LT load ranges
Passenger tires: SL and XL
A standard-load P-metric tire reaches its maximum rated load at 35 psi (36 psi for Euro-metric sizes). An XL or “reinforced” tire is built to take more air: it reaches its maximum load at 41 psi (42 psi Euro-metric). Below 35 psi an XL tire carries exactly what an SL tire of the same size carries. Its extra capacity only exists at the extra pressure.
The number molded on the sidewall as “max press” is a different figure. It is the most air the tire can safely hold, commonly 44 or 51 psi on standard-load tires and 50 psi on XL tires. The room between 35 and 44 psi lets automakers specify higher pressures for handling or efficiency. It does not add rated load, and it is never the pressure you should run unless your placard says so.
Light-truck tires: load ranges B to F
Federal rules require every LT tire to carry its load range letter. Each letter matches an old ply rating and a pressure at which the tire reaches its maximum load. Most LT tires sold for pickups and SUVs are C, D or E. Tires for vehicles of 10,000 lb GVWR or less typically stop at Load Range E, while F is growing on heavier 3/4- and 1-ton trucks and large aftermarket sizes.
| Load range | Ply rating | Max-load pressure | Wide sizes (over 295 mm) |
|---|---|---|---|
| B | 4-ply | 35 psi | Not used |
| C | 6-ply | 50 psi | 35 psi |
| D | 8-ply | 65 psi | 50 psi |
| E | 10-ply | 80 psi | 65 psi |
| F | 12-ply | 95 psi | 80 psi |
Why “10-ply” doesn’t mean ten plies
Ply ratings date from bias-ply tires, when strength really did come from stacking layers. Today the rating is only a strength equivalent. Federal rules require the real construction to be printed on the sidewall. In the U.S. Tire Manufacturers Association’s sample, a Load Range E (10-ply rated) LT245/75R16 has two polyester plies in the sidewall, and two polyester, two steel and one nylon ply under the tread.
Load capacity depends on pressure
A tire doesn’t carry weight with rubber. It carries it with air. That is why every load rating is tied to a pressure, and why the industry publishes load and inflation tables (maintained by the Tire and Rim Association in the U.S. and ETRTO in Europe) that list what each size carries at each pressure.
Here is one LT size across its pressure range, from the Tire and Rim Association figures that Toyo reproduces in its dealer guide. The same tire carries 69% more at 80 psi than at 35 psi, which is the whole point of a high load range.
| Pressure | Max load (single) | Note |
|---|---|---|
| 35 psi | 1,890 lb | |
| 40 psi | 2,075 lb | |
| 45 psi | 2,255 lb | |
| 50 psi | 2,470 lb | Load Range C maximum |
| 65 psi | 2,910 lb | Load Range D maximum |
| 80 psi | 3,195 lb | Load Range E maximum |
Compare that with a passenger tire of the same family. A P265/75R16 rated at load index 114 carries 2,601 lb at 35 psi. The LT265/75R16 carries only 1,910 lb at that same 35 psi. The LT tire pulls ahead only above about 50 psi, where it reaches 2,470 lb in Load Range C, 3,000 lb in D and 3,415 lb in E.
The 1.10 rule for passenger tires on trucks
When a passenger tire is fitted to a multipurpose vehicle, truck, bus or trailer, federal safety standard FMVSS No. 110 requires its load rating to be divided by 1.10 before checking that the tires can carry the axle. In practice the tire keeps about 91% of the load printed on its sidewall. The rule applies to Euro-metric passenger sizes as well as P-metric, and Toyo describes it as an allowance for the harder use passenger-type tires can see on light trucks. LT tires are not derated.
Load index 112, for example, means 2,469 lb. On a car, that is what the tire is rated for. On an SUV or pickup, the same passenger tire counts for 2,469 ÷ 1.10, or about 2,245 lb. An LT tire with the same index keeps the full figure.
The same standard adds a reserve: the tire’s normal load on the vehicle may not exceed 94% of its rating at the placard pressure. Your truck’s factory tires were chosen with both rules applied, so a same-size replacement needs no extra math. The arithmetic only matters when you change tire type or size.
Switching a truck or SUV to LT tires
Owners of half-ton pickups and body-on-frame SUVs often move to LT tires for towing, hauling or off-road use. Tire makers describe LT tires as built for more severe service, with stiffer sidewalls and heavier-duty materials. That is a reasonable choice, as long as you account for what changes.
A worked example
Toyo’s dealer guide works through a 2006 Ford F-150 that came on P255/70R17 110S tires with a 35 psi placard pressure. That tire carries 2,337 lb at 35 psi, which becomes 2,125 lb after the 1.10 truck derating. The owner wants LT265/70R17 Load Range E tires.
At the placard’s 35 psi, the LT tire carries only 1,890 lb, less than the tire it replaces. At 40 psi it reaches 2,075 lb, still short. It takes 45 psi, where it carries 2,255 lb, to match the original. Left at the placard pressure, the “heavier-duty” tire would be overloaded. Toyo’s thermal images show an under-inflated LT tire running noticeably hotter under the same load, and heat is what breaks tires down.
How to do it right
Find what the original tire carried
Find the LT pressure that matches it
Check the wheels
Record the new pressure
Expect a firmer ride from the higher pressures and stiffer construction, plus extra weight that can change how the truck steers and stops. The U.S. Tire Manufacturers Association also warns against mixing passenger and LT tires on the same vehicle, so change all four. Better tires don’t raise your truck’s payload or towing rating either: an axle’s rating is set by its weakest part, and Michelin notes that a higher tire rating doesn’t raise the vehicle’s load limit.
Going from LT back to passenger tires
Heavy-duty pickups, typically 3/4- and 1-ton trucks with a GVWR around 10,000 lb, come from the factory on LT tires, often Load Range E. Replacing those with passenger tires is generally not recommended unless the vehicle maker approves it, because a passenger tire’s derated capacity usually falls short. If your truck came on LT tires, replace them with LT tires of at least the same load range.
What the second load index means
Many LT and C-type tires carry two load indexes, written like 121/118. The first is for the tire used alone at the end of an axle. The second is for each tire when two are mounted side by side on a dual-rear-wheel truck. For 121/118 that means about 3,195 lb single and 2,910 lb per tire in dual use.
The dual figure is about 9% lower because the two tires don’t share the load evenly. On a crowned road the inner tire carries more, and inner duals also run hotter. On a single-rear-wheel pickup, only the first number applies.
One recent wrinkle: a 2022 Tire and Rim Association update raised the indexes of some 17-inch LT sizes without changing the size or load range. LT265/70R17 Load Range E moved from 121/118 to 123/120 at the same 80 psi. If your door placard lists an index above 121, a tire built to the older standard may not meet it, so compare the index, not just the load range.
ST trailer tires, and LT tires on trailers
ST (special trailer) tires are built for towed trailers in highway service, and federal rules allow them only on trailers. Never fit them to a car, pickup or SUV. ST tires also carry more than LT tires of the same size and load range: an ST225/75R15 Load Range D is rated 2,540 lb at 65 psi, while the LT225/75R15 Load Range D is rated 2,205 lb at the same pressure, about 15% less.
Older ST tires without a speed symbol are rated for 65 mph. Goodyear’s guidance for those tires is to add 10 psi for speeds of 66 to 75 mph, without counting on any extra load capacity, and only if the wheel can take the pressure. If you put LT tires on a trailer instead, Goodyear says the pressure or size must be raised to meet the trailer’s load, because LT tires carry less. And replace ST tires with ST tires.
Frequently asked questions
Can I put LT tires on a half-ton truck or SUV that came with P-metric tires?
What pressure should LT tires run on a truck built for P-metric tires?
Is a 10-ply tire really 10 plies?
What do the two numbers in a load index like 121/118 mean?
Can I replace my truck’s LT tires with P-metric tires?
Is an XL tire the same as a Load Range E tire?
Sources
Figures in this guide come from regulations, safety agencies, industry standards bodies and tire and vehicle manufacturers. Links checked October 2026.
- 1.
NHTSA (49 CFR 571.110)
FMVSS No. 110: Tire selection and rims for motor vehicles of 10,000 lb GVWR or less (opens in a new tab)The 1.10 divisor for passenger tires on trucks, SUVs and vans; the 94% load reserve; ST tires on trailers only.
- 2.
NHTSA (49 CFR 571.139)
FMVSS No. 139: New pneumatic radial tires for light vehicles (opens in a new tab)LT, extra load and reinforced definitions; load range and actual ply count markings; maximum pressure markings.
- 3.
NHTSA
Tires: TireWise (opens in a new tab)P and LT labels, load range, dual load ratings, and why the sidewall pressure is not the recommended pressure.
- 4.
U.S. Tire Manufacturers Association
Care and Service of Passenger and Light Truck Tires (2017) (opens in a new tab)Size systems, LT construction, replacing passenger tires with LT tires, wheel checks, and not mixing tire types.
- 5.
U.S. Tire Manufacturers Association
Tire Care and Safety Guide (opens in a new tab)The Load Range E sidewall example with its real ply count, and single and dual load figures.
- 6.
U.S. Tire Manufacturers Association
TISB Vol. 55 No. 1: Change in 17-inch LT-metric and flotation load indexes (2022) (opens in a new tab)LT265/70R17 Load Range E moving from 121/118 to 123/120.
- 7.
Toyo Tires
Application of Load Inflation Tables (v2020-7) (opens in a new tab)Tire and Rim Association load tables, the F-150 P-metric to LT example, and the dual rating gap.
- 8.
Toyo Tires
TSD-21-001: Proper selection of replacement tires (opens in a new tab)Matching original load capacity, the 1.1 factor for P-metric and metric sizes, LT tires not derated.
- 9.
Toyo Tires
TSD-12-011: Replacing tires on light trucks (opens in a new tab)Higher pressures and ride harshness of LT replacements, and LT tires running hot when under-inflated.
- 10.
Goodyear (copy in NHTSA public file)
Product Service Bulletin 2014-01: Tires for trailer use only (opens in a new tab)ST tire speed limits and why LT tires on a trailer may need more pressure or a larger size.
- 11.
Michelin
Tire load rating and speed rating explained (opens in a new tab)XL tires must replace XL tires; a higher tire rating does not raise the vehicle’s load limit.
- 12.
Falken Tire
Load Range F tires explained (opens in a new tab)Load range letters as ply-rating equivalents, and a heavy-duty pickup fitment example.
- 13.
Tire Rack (secondary)
What are load ranges / ply ratings? (opens in a new tab)The full load range and pressure table, including wide-section LT sizes.